During the past three decades, businesses of all sizes have shifted away from traditional defined-benefit plans to defined-contribution plans, also known as 401(k)s. Now, states and local governments are doing the same, even th…
Lots of folks have reached retirement by surprise, thanks to the Great Recession. So, if you’re scrambling to come up with a Plan B and plug the financial gap created by an unexpectedly early end to your career, here are some g…
Here are five relatively painless steps you can take this month that could benefit you in a big way come tax time in April. So take a break from all the holiday hoopla and focus on maximizing your tax position for 2010.
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Although you contribute after-tax money to a Roth, the withdrawals are tax-free, giving Roths an advantage over traditional IRAs. And from now till year-end, several unique conditions apply that make converting to a Roth even m…
Minimum distributions are back, after a break intended to give accounts some time to bounce back. If you’re out of practice — or making a required distribution for the first time — here’s what you need to know.
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