How Debt-Settlement Companies Skirt the New FTC Rules

The Federal Trade Commission’s telemarketing rules aim to protect consumers from debt-settlement companies that charge upfront fees or overpromise results. But some companies already have found ways to get around those rules, c…

Mired in Debt? Here’s How to Dig Out Safely

Many Americans are desperate to relieve their overwhelming debt burdens. Often they turn to unscrupulous settlement firms, which only make matters worse. But there are plenty of better options for whipping your debt into a mana…