Consumers Are Finding Cash for ‘Small Luxuries’

As the economy improves, Americans have begun splurging again. But they’re limiting their indulgences to haircuts, casual dining and coffee, while continuing to forego many bigger expenditures, like vacations and dining at expe…

Consumers, Not Stocks, Will Feel Inflation’s Pain First

Amid a bounce back in manufacturing activity, surging commodity prices are leading to fears of inflationary forces. Those forces are real, but corporate profits — and therefore, stock prices — won’t suffer too quickly. The pa…

How Debt-Settlement Companies Skirt the New FTC Rules

The Federal Trade Commission’s telemarketing rules aim to protect consumers from debt-settlement companies that charge upfront fees or overpromise results. But some companies already have found ways to get around those rules, c…